Home Improvement Federal Tax Credits to end on December 31, 2025Act now and complete project installations by December 31, 2025, to qualify for available tax credits up to $3,200. Projects completed after December 31, 2025, will be ineligible for the tax credit. Learn more here. Contact your tax professional for specific guidance. Is your heating or cooling system noisy, dusty, or driving up your energy bills? These may be signs that it is time to replace your HVAC system. New high-efficiency heating and cooling systems can lower your energy costs by up to 20% a year. You’ll enjoy cleaner air, quieter performance, and a more comfortable home—all while saving money.Other signs it may be time to replace your HVAC system: Your equipment needs frequent repairs, and your energy bills are going up.Some rooms in your home are too hot or too cold.Your equipment is more than 10 years old. Not sure how old your unit is or if it is time to replace it? Contact your contractor or click here to learn more.How to get the most out of your heating and cooling system:Don’t wait for a breakdown—plan ahead and replace aging equipment before it starts costing you more.Keep your system running efficiently—regular maintenance, like replacing filters, helps extend its lifespan and reduce energy waste.Flexible financing options available—you may qualify for 0% interest loans to help with the cost of a new system, click here to learn more.Find more ways to save throughout your home here New Financing Available for Heating and Cooling UpgradesUpgrades made affordable with financing opportunities. You may qualify for low-interest loans for recommended energy-efficient improvements. Find out more about financing options here. Already upgraded to a high efficiency unit? Make sure your equipment stays in peak performance by scheduling an HVAC Tune-up. Click here to learn more. High-Efficiency HVAC and Heat Pump Water Heater Equipment**Minimum required efficiency levelsEquipmentTierSEER2HSPF2Air Source Heat Pump*OR Ducted Mini-split Heat Pump*115.26.7 (Packaged) 7.5 (Split)216.9Ductless Mini-split Heat PumpMulti-Zone15.57.5Single Zone187.5Central Air Conditioner*115.2N/A216.9N/AGeothermal Heat Pump (Closed Loop)17.1 EER & 3.6 COPSmart ThermostatENERGY STAR CertifiedHeat Pump Water HeaterENERGY STAR CertifiedEnergy saving assistance for limited income householdsIncome eligible customers can get help lowering their energy bills and increasing their home’s comfort—at no cost. EmPOWER Maryland and the Maryland Department of Housing and Community Development offer energy-saving upgrades, like better insulation, lighting upgrades, water heater improvements, and more. Visit www.mdhousing.org/empower or call 1-855-583-8976 to learn more.*Source: ENERGYSTAR.gov***Both Single Packaged Units and Split Systems are eligible for ASHP and CAC rebates.Effective for equipment installed on and after April 1st, 2024: The Residential HVAC Midstream program is targeting high SEER2 energy efficient ASHPs, Ductless Mini-Splits, and CACs. The programs will continue to collect SEER2, EER2, and HSPF2 data on the applications, however equipment will only need to meet or exceed SEER2 and HSPF2 values listed to qualify for incentive funds. EER2 does not have a minimum energy efficiency requirement to qualify. Is it time to replace your HVAC system?Maintenance Checklist