Take Advantage of Available Financing Interested in financing opportunities to complete energy efficiency upgrades? Loan options have been created specifically for Maryland residents performing home improvements through the Home Performance with ENERGY STAR® or HVAC Efficiency programs. You may qualify for the following financing programs: Clean Energy Advantage (CEA) Loan Pilot Program Offers qualifying Maryland homeowners low-interest loans on recommended home upgrades. Loans for qualified applicants are offered at 0% interest for the first 12 months. Click here to find out if you qualify. BeSMART Energy Efficiency Financing Offers qualifying Maryland homeowners a loan of up to $30,000 on home upgrades at 4.99% interest for a 10-year term. Click here to find out if you qualify. Delmarva does not endorse any particular financing organization. Please research options before submitting a financing application.